Insurance Product Information Document – IPID

Έγγραφο Πληροφοριών Προϊόντος – IPID

01/2021

 

What is insured? 

Reasonable costs for claims for medically necessary treatments/ services that are benefits as summarised below.

 

Inpatient and daycare treatment

 

Medical costs, kidney dialysis, diagnostic tests and procedures, reconstructive surgery, and speech, language and occupational therapy – in full

Treatment for acute medical conditions that begin before the member is 8 days old, if the member was conceived by natural conception – up to a lifetime limit

 

Hospital accommodation for parents/legal guardians – in full

 

Outpatient post-hospitalisation treatment – in full for 90 days after discharge from inpatient/daycare treatment

 

Rehabilitation – in full for up to 60 days after discharge

 

Cancer Care – in full

 

Outpatient treatment

 

Surgical procedures, PET and CT scans – in full

Outpatient pre-operative tests up to 72 hours before inpatient/daycare treatment, medical practitioners’ and specialists’ fees, prescribed drugs and dressings, MRI scans, X-rays, pathology, diagnostic tests and procedures and kidney dialysis – up to 5,000 USD/ 3,000 GBP/ 4,000 EUR

 

Physiotherapy and complementary medicine

 

Physiotherapy as part of inpatient/daycare treatment – in full

Outpatient physiotherapy for 90 days after inpatient/ daycare admission, outpatient physiotherapy, outpatient podiatry, osteopathic and chiropractic treatment – up to 1,500 USD/ 1,000 GBP/ 1,200 EUR

Outpatient traditional Chinese medicine, acupuncture, homeopathic treatment, and ayurvedic medicine including ayurvedic herbal preparations and therapies – up to 300 USD/ 200 GBP/ 240 EUR

 

Mental health treatment

 

Up to 30 days inpatient psychiatric treatment and psychotherapy

– up to 5,000 USD/ 3,000 GBP/ 4,000 EUR

Outpatient psychiatric treatment and psychotherapy – up to 1,000 USD/ 625 GBP/ 800 EUR

 

Durable medical equipment – up to 1,000 USD/ 625 GBP/ 800 EUR

 

Treatment for congenital abnormalities – up to a lifetime limit

 

Treatment for diagnosed HIV/ AIDS and related medical conditions

– up to 5,000 USD/ 3,000 GBP/ 4,000 EUR

 

Organ transplants – kidney, pancreas, liver, heart or lung transplants 

– in full

 

Palliative treatment/ care for terminal medical conditions – in full

 

Medical evacuation

Emergency medical evacuation and repatriation within your area of  cover – in full

 

Optional (with added premium): non-emergency medical evacuation and repatriation within your area of cover up to 2,000 USD/ 1,250 GBP/ 1,600 EUR

 

Outpatient dental treatment – treatment for accidental damage to 

natural teeth:

– within 90 days following inpatient treatment related to the accident 

– in full

– not following inpatient treatment – up to 500 USD/ 325 GBP/ 400 EUR

 

Ambulance to the nearest local hospital – in full

 

Mortal remains – transportation of your mortal remains if you die outside your home country or burial/ cremation at the place of your death – in full

 

Wellness

Vaccinations – up to 150 USD/ 90 GBP/ 120 EUR

Outpatient tests and diagnostic procedures for communicable diseases – up to 300 USD/ 200 GBP/ 240 EUR (Limit applies for each antibody test)

 

Emergency treatment outside area of cover

Inpatient/ daycare – up to 15,000 USD/ 10,000 GBP/ 12,000 EUR

Outpatient – up to 500 USD/ 325 GBP/ 400 EUR