Insurance Product Information Document – IPID
Έγγραφο Πληροφοριών Προϊόντος – IPID
01/2021
What is insured?
Reasonable costs for claims for medically necessary treatments/ services that are benefits as summarised below.
Inpatient and daycare treatment
Medical costs, kidney dialysis, diagnostic tests and procedures, reconstructive surgery, and speech, language and occupational therapy – in full
Treatment for acute medical conditions that begin before the member is 8 days old, if the member was conceived by natural conception – up to a lifetime limit
Hospital accommodation for parents/legal guardians – in full
Outpatient post-hospitalisation treatment – in full for 90 days after discharge from inpatient/daycare treatment
Rehabilitation – in full for up to 30 days after discharge or transferral
Cancer Care – in full
Outpatient treatment
Surgical procedures – in full
Outpatient pre-operative tests up to 72 hours before inpatient/daycare treatment – up to 1,000 USD/ 625 GBP/ 800 EUR
Physiotherapy
As part of inpatient/daycare treatment – in full
Outpatient physiotherapy for 90 days after inpatient/ daycare admission – up to 750 USD/ 500 GBP/ 600 EUR
Mental health treatment – up to 30 days inpatient psychiatric treatment and psychotherapy – up to 5,000 USD/ 3,000 GBP/ 4,000 EUR
Durable medical equipment – up to 1,000 USD/ 625 GBP/ 800 EUR
Organ transplants – kidney, pancreas, liver, heart or lung transplants – in full
Medical evacuation
Emergency medical evacuation and repatriation within your area
of cover – in full
Optional (with added premium): non-emergency medical
evacuation and repatriation within your area of cover up to
2,000 USD/ 1,250 GBP/ 1,600 EUR
Outpatient dental treatment – treatment for accidental damage to natural teeth following inpatient treatment related to the accident – in full
Ambulance to the nearest local hospital – in full
Mortal remains – transportation of your mortal remains if you die outside your home country or burial/ cremation at the place of your death – in full
Vaccinations – up to 150 USD/ 90 GBP/ 120 EUR
Emergency inpatient/daycare treatment outside area of cover – up to 5,000 USD/ 3,000 GBP/ 4,000 EUR
