Insurance Product Information Document – IPID

Έγγραφο Πληροφοριών Προϊόντος – IPID

10/2021

What is insured? 

An overall policy limit of £5,000,000/$8,000,000/€6,375,000 per person, per year. 

In-patient and day-patient treatment

No annual maximum within the overall policy limit for hospital charges, including charges for psychiatric treatment (up to 100 days for lifetime of policy), accommodation and diagnostic tests. 

No annual maximum within the overall policy limit for surgeons’, anaesthetists’ and physicians’ charges. 

Up to ten weeks treatment within the overall policy limit for emergency treatment needed in the USA, limited to a total of £30,000/$48,000/€38,250. Only applicable if USA cover is not chosen. 

Hospital accommodation paid in full within your area of cover for one parent to stay with a child under 18. 

Hotel accommodation paid up to £100/$160/€125 a night up to £500/$800/€625 a year for a parent to stay nearby when a child is receiving eligible treatment at a hospital that is not in their home town. 

No annual maximum within the overall policy limit for cancer treatment, including radiotherapy and chemotherapy.

Out-patient treatment

No annual maximum within the overall policy limit for: 

o Surgical procedures, CT, MRI and PET scans, drugs and dressings, Medical practitioner fees and diagnostic tests 

o Psychiatric treatment, up to a maximum of 30 sessions per policy year 

o Physiotherapy treatment, up to a maximum of 35 sessions per policy year 

o Complementary practitioner fees, up to a maximum of 35 sessions per policy year. 

Up to £500/$800/€635 for vaccinations and their administration. 

Up to £2,000/$3,200/€2,550 per policy year for emergency out-patient treatment in the USA. Only applicable if the USA cover is not chosen. 

Up to £100/$160/€125 per session for up to 15 sessions per policy year for Chinese herbal medicine.

Other benefits

No annual maximum within the overall policy limit for emergency or medically necessary ambulance transport. 

Emergency evacuation or repatriation. 

Up to £75,000/$120,000/€95,625 for kidney dialysis required due to chronic kidney failure. Antenatal and postnatal consultations, screening and monitoring and routine childbirth up to £12,000/$19,200/€15,300. 

Up to £10,000/$16,000/€12,750 for accidental damage to teeth. 

80% of the cost up to £3,500/$5,600/€4,450 for dental treatment. 

Access to a virtual doctor service for unlimited video appointments and telephone consultations.