Insurance Product Information Document – IPID
Έγγραφο Πληροφοριών Προϊόντος – IPID
04/2022
What is insured?
An overall policy limit of £2,000,000/$3,200,000/€2,550,000 per person, per year
In-patient and day-patient treatment
No annual maximum within the overall policy limit for hospital charges, including charges for psychiatric treatment (up to 100 days for lifetime of policy), accommodation and diagnostic tests.
No annual maximum within the overall policy limit for surgeons’, anaesthetists’ and physicians’ charges.
Up to ten weeks treatment within the overall policy limit for emergency treatment needed in the USA, limited to a total of £20,000/$32,000/€25,500. Only applicable if USA cover is
not chosen.
Hospital accommodation paid in full within your area of cover for one parent to stay with a child under 18.
Up to £100/$160/€125 a night up to £500/$800/€625 a year for a parent to stay in a hotel nearby when the child is having eligible treatment at a hospital that is not in their home town.
No annual maximum within the overall policy limit for cancer treatment, including radiotherapy and chemotherapy.
Out-patient treatment
No annual maximum within the overall policy limit for surgical procedures.
No annual maximum within the overall policy limit for CT, MRI and PET scans.
Up to £750/$1,200/€950 for drugs and dressings.
Up to £5,750/$9,200/€7,330 in total for:
o Medical practitioner fees
o Psychiatric treatment
o Diagnostic tests
o Physiotherapy treatment
o Up to £300/$480/€380 for vaccinations and their
administration (out of combined limit)
o Up to £300/$480/€380 for complementary practitioner
fees (out of combined limit)