Insurance Product Information Document – IPID

Έγγραφο Πληροφοριών Προϊόντος – IPID

10/2021

What is insured? 

An overall policy limit of £100,000/$160,000/€125,000 per person, per policy year

In-patient and day-patient treatment

No annual maximum within the overall policy limit for hospital charges, including charges for psychiatric treatment (up to 100 days for lifetime of policy), accommodation and diagnostic tests. 

No annual maximum within the overall policy limit for surgeons’, anaesthetists’ and physicians’ charges. 

Hospital accommodation paid in full within your area of cover for one parent to stay with a child under 18. 

Hotel accommodation paid up to £100/$160/€125 a night up to £500/$800/€625 a year for a parent to stay nearby when a child is receiving eligible treatment at a hospital that is not in their home town. 

No annual maximum within the overall policy limit for cancer treatment, including radiotherapy and chemotherapy

Out-patient treatment

No annual maximum within the overall policy limit for surgical procedures. 

No annual maximum within the overall policy limit for CT, MRI and PET scans. 

Other benefits

No annual maximum within the overall policy limit for emergency or medically necessary ambulance transport. 

Emergency evacuation or repatriation. 

Up to £5,000/$8,000/€6,375 for accidental damage to teeth. 

Access to a virtual doctor service for unlimited video appointments and telephone consultations. 

Optional out-patient cover

Up to £2,500/$4,000/€3,200 in total for: 

Medical practitioner fees 

Psychiatric treatment 

Diagnostic tests 

Physiotherapy treatment 

Up to £100/$160/€125 for vaccinations and their administration 

Up to £300/$480/€380 for complementary practitioner fees (out of combined limit)

Up to £100/$160/€125 for out-patient drugs and dressings