Insurance Product Information Document – IPID

Έγγραφο Πληροφοριών Προϊόντος – IPID

10/2021

What is insured? 

An overall policy limit of £2,000,000/$3,200,000/€2,550,000 per person, per year. 

In-patient and day-patient treatment

No annual maximum within the overall policy limit for hospital charges, including charges for psychiatric treatment (up to 100 days for lifetime of policy), accommodation and diagnostic tests. 

No annual maximum within the overall policy limit for surgeons’, anaesthetists’ and physicians’ charges. 

Up to ten weeks treatment within the overall policy limit for emergency treatment needed in the USA, limited to a total of £20,000/$32,000/€25,500. Only applicable if USA cover is not chosen. 

Hospital accommodation paid in full within your area of cover for one parent to stay with a child under 18. 

Up to £100/$160/€125 a night up to £500/$800/€625 a year for a parent to stay in a hotel nearby when the child is having eligible treatment at a hospital that is not in their home town. 

No annual maximum within the overall policy limit for cancer treatment, including radiotherapy and chemotherapy.

Out-patient treatment

No annual maximum within the overall policy limit for surgical procedures. 

No annual maximum within the overall policy limit for CT, MRI and PET scans. 

Up to £750/$1,200/€950 for drugs and dressings. 

Up to £5,750/$9,200/€7,330 in total for: 

o Medical practitioner fees 

o Psychiatric treatment 

o Diagnostic tests 

o Physiotherapy treatment 

o Up to £300/$480/€380 for vaccinations and their administration (out of combined limit) 

o Up to £300/$480/€380 for complementary practitioner fees (out of combined limit) 

Other benefits

No annual maximum within the overall policy limit for emergency or medically necessary ambulance transport. 

Emergency evacuation or repatriation. 

Up to £50,000/$80,000/€63,750 for kidney dialysis required due to chronic kidney failure. 

Antenatal and postnatal consultations, screening and monitoring and routine childbirth up to £10,000/$16,000/€12,750. 

Up to £10,000/$16,000/€12,750 for accidental damage to teeth. 

50% of the cost up to £500/$800/€635 for non-routine dental treatment. 

Access to a virtual doctor service for unlimited video appointments and telephone consultations. 

Optional cover

Dental treatment upgrade: 

 80% of the cost up to £1,500/$2,400/€1,900.