What is insured?
International Medical Insurance
Annual overall limit: of $1,000,000/€800,000/£650,000 per beneficiary per
policy year
✔ Out of Area Emergency Hospitalisation Cover (inpatient and daypatient
treatment): $100,000/€75,000/£65,000
✔ Nursing and hospital accommodation for a private room
✔ Treatment for disease resulting from a pandemic, epidemic or outbreak of
infectious illness
✔ Intensive Care
✔ Surgeons’ and anaesthetists’ fees
✔ Specialists consultation fees
✔ Transplant services
✔ Pathology radiology and diagnostic tests
✔ Advanced Medical Imaging (MRI, CT and PET scans):
$10,000/€7,400/£6,650
✔ Acupuncture and Chinese medicine: $1,500/€1,100/£1,000
✔ Home nursing: $2,500/€1,850/£1,650
✔ Rehabilitation: $5,000/€3,700/£3,325
✔ Palliative care: $35,000/€25,900/£23,275
✔ Local ambulance and air ambulance
✔ Emergency inpatient dental treatment
✔ Mental and Behavioural Health Care: $5,000/€3,700/£3,325
✔ Cancer care
✔ Cancer related appliances: $125/€100/£85 per lifetime per cancer related
appliance
✔ Cancer preventative surgery: 70% refund up to $10,000/€7,400/£6,650
✔ Newborn Care: $25,000/€18,500/£16,500
✔ Congenital conditions: $5,000/€3,700/£3,325
✔ Global Telehealth with Teladoc: Unlimited consultations
Other benefits apply, please refer to the Customer Guide for the full list.
The following coverage details our optional modules, which you can choose to
add to your plan:
International Outpatient
Annual maximum of: $15,000/€12,000/£9,650 per beneficiary per policy
year
• Consultations with medical practitioners and specialists:$2,500/€1,850/£1,650
• Telehealth consultations: $2,500/€1,850/£1,650
• Pathology, radiology and diagnostic tests: $2,500/€1,850/£1,650
• Outpatient Rehabilitation: $5,000/€3,700/£3,325
• Acupuncture and Chinese medicine: $2,500/€1,850/£1,650
• Prescribed drugs and dressings: $1,500/€1,100/£1,000
• Adult vaccinations: $250/€185/£165
• Dental accidents: $1,000/€740/£665
• Child and Adolescence Wellbeing Health
International Evacuation and Crisis Assistance Plus™
• Medical evacuation
• Medical repatriation
• Repatriation of mortal remains
• Travel costs for an accompanying person
• Compassionate visits – travel costs: $1,200/€1,000/£800
• Compassionate visits – living allowance costs: $155/€125/£100
• Crisis Assistance Plus™ Programme
International Health and Wellbeing
• Routine adult physical examinations: $225/€165/£150
Cancer screenings: $225/€165/£150
• Life Management Assistance programme
• Telephonic Wellness Coaching
International Vision and Dental
• Eye examination: $100/€75/£65
• Spectacle frames and lenses: $155/€125/£100
Dental overall limit: $1,250/€930/£830
Refund percentages are up to the combined overall limit
• Preventative dental treatment
• Routine dental treatment: 80% refund per period of cover
• Major restorative dental treatment: 70% refund per period of cover
• Orthodontic dental treatment: 40% refund per period of cover.
