What is insured?
An overall policy limit of £1,500,000/$2,400,000/€1,900,000 per person, per policy year
In-patient and day-patient treatment
No annual maximum within the overall policy limit for
hospital charges, including charges for psychiatric
treatment (up to 100 days for lifetime of policy),
accommodation and diagnostic tests.
No annual maximum within the overall policy limit for
surgeons’, anaesthetists’ and physicians’ charges.
Up to six weeks treatment within the overall policy limit for
emergency treatment needed in the USA, limited to a total
of £15,000/$24,000/€19,125. Only applicable if USA cover is
not chosen.
Hospital accommodation paid in full within your area of
cover for one parent to stay with a child under 18.
Up to £100/$160/€125 a night up to £500/$800/€625 a year
for a parent to stay in a hotel nearby when the child is
having eligible treatment at a hospital that is not in their
home town.
No annual maximum within the overall policy limit for
cancer treatment, including radiotherapy and
chemotherapy
Out-patient treatment
No annual maximum within the overall policy limit for
surgical procedures.
No annual maximum within the overall policy limit for CT,
MRI and PET scans.
Up to £500/$800/€635 for drugs and dressings.
Up to £3,500/$5,600/€4,460 in total for:
o Medical practitioner fees
o Psychiatric treatment
o Diagnostic tests
o Physiotherapy treatment
o Up to £300/$480/€380 for vaccinations and their
administration (out of combined limit)
o Up to £300/$480/€380 for complementary practitioner
fees (out of combined limit)
