What is insured?
International Medical Insurance
Annual overall limit: of $2,000,000/€1,600,000/£1,300,000 per beneficiary
per policy year
✔ Out of Area Emergency Hospitalisation Cover (inpatient and daypatient
treatment): $250,000/€200,000/£162,500
✔ Nursing and hospital accommodation for a private room
✔ Treatment for disease resulting from a pandemic, epidemic or outbreak of
infectious illness
✔ Intensive Care
✔ Surgeons’ and anaesthetists’ fees
✔ Specialists consultation fees
✔ Transplant services
✔ Pathology radiology and diagnostic tests
✔ Advanced Medical Imaging (MRI, CT and PET scans): $15,000/€12,000/£9,650
✔ Acupuncture and Chinese medicine: $2,500/€1,850/£1,650
✔ Home nursing: $5,000/€3,700/£3,325
✔ Rehabilitation: $10,000/€7,400/£6,650
✔ Palliative care: $60,000/€44,400/£38,400
✔ Local ambulance and air ambulance
✔ Emergency inpatient dental treatment
✔ Mental and Behavioural Health Care: $10,000/€7,400/£6,650
✔ Cancer care
✔ Cancer related appliances: $125/€100/£85 per lifetime per cancer related
appliance
✔ Cancer preventative surgery: 80% refund up to $18,000/€13,300/£12,000
✔ Congenital conditions: $20,000/€14,800/£13,300
✔ Global Telehealth with Teladoc: Unlimited consultations
✔ Routine maternity care: $7,000/ €5,500/$4,500
✔ Complications from maternity: $14,000/€11,000/£9,000
✔ Homebirths: $500/€370/£335
✔ Newborn Care: $75,000/€55,500/£48,000
Other benefits apply, please refer to the Customer Guide for the full list.
The following coverage details our optional modules, which you can choose to
add to your plan:
International Outpatient
Annual maximum of: $35,000/€25,900/£23,275 per beneficiary per policy
year
• Consultations with medical practitioners and specialists: $5,000/€3,700/£3,325
• Telehealth consultations: $5,000/€3,700/£3,325
• 60+ Care: $1,000/€740/£665
• Pre-natal and post-natal care: $3,500/€2,750/£2,250
• Pathology, radiology and diagnostic tests: $5,000/€3,700/£3,325
• Outpatient rehabilitation: $10,000/€7,400/£6,650
• Acupuncture and Chinese medicine: $5,000/€3,700/£3,325
• Prescribed drugs and dressings: $3,000/€2,200/£2,000
• Genetic cancer test: $2,000/€1,480/£1,330
• Adult vaccinations
• Dental accidents
• Child and Adolescence Wellbeing Health
International Evacuation and Crisis Assistance Plus™
• Medical evacuation
• Medical repatriation
• Repatriation of mortal remains
• Travel costs for an accompanying person
• Compassionate visits – travel costs: $1,200/€1,000/£800
• Compassionate visits – living allowance costs: $155/€125/£100
• Crisis Assistance Plus™ Programme
International Health and Wellbeing
• Routine adult physical examinations: $450/€330/£300
• Cancer screenings: $450/€330/£300
• Life Management Assistance programme
• Telephonic Wellness Coaching
International Vision and Dental
• Eye examination: $200/€150/£130
• Spectacle frames and lenses: $155/€125/£100
Dental overall limit: $2,500/€1,850/£1,650
Refund percentages are up to the combined overall limit
• Preventative dental treatment
• Routine dental treatment: 90% refund per period of cover
• Major restorative dental treatment: 80% refund per period of cover
• Orthodontic dental treatment: 50% refund per period of cover.
