What is insured?
International Medical Insurance
Annual overall limit: Paid in full per beneficiary per policy year
✔ Out of Area Emergency Hospitalisation Cover (inpatient and daypatient
treatment)
✔ Nursing and hospital accommodation for a private room
✔ Treatment for disease resulting from a pandemic, epidemic or outbreak of
infectious illness
✔ Intensive Care
✔ Surgeons’ and anaesthetists’ fees
✔ Specialists consultation fees
✔ Transplant services
✔ Pathology radiology and diagnostic tests
✔ Advanced Medical Imaging (MRI, CT and PET scans)
✔ Acupuncture and Chinese medicine
✔ Home nursing
✔ Rehabilitation
✔ Palliative care
✔ Local ambulance and air ambulance
✔ Emergency inpatient dental treatment
✔ Mental and Behavioural Health Care
✔ Cancer care
✔ Cancer related appliances: $125/€100/£85 per lifetime per cancer related
appliance
✔ Cancer preventative surgery: 90% refund up to $18,000/€13,300/£12,000
✔ Congenital conditions: $39,000/€30,500/£25,000
✔ Global Telehealth with Teladoc: Unlimited consultations
✔ Routine maternity care: $14,000/€11,000/£9,000
✔ Complications from maternity: $28,000/€22,000/£18,0000
✔ Homebirths: $1,100/€850/£700
✔ Newborn Care: $156,000/€122,000/£100,000
Other benefits apply, please refer to the Customer Guide for the full list.
The following coverage details our optional modules, which you can choose to
add to your plan:
International Outpatient
Unlimited annual maximum per beneficiary per policy year
• Consultations with medical practitioners and specialists
• Telehealth consultations
• 60+ Care: $2,000/€1,480/£1,330
• Pre-natal and post-natal care: $7,000/€5,500/£4,500
• Pathology, radiology and diagnostic tests
• Outpatient rehabilitation
• Acupuncture and Chinese medicine
• Prescribed drugs and dressings
• Genetic cancer test: $4,000/€2,950/£2,650
• Adult vaccinations
• Dental accidents
• Child and Adolescence Wellbeing Health
International Evacuation and Crisis Assistance Plus™
• Medical evacuation
• Medical repatriation
• Repatriation of mortal remains
• Travel costs for an accompanying person
• Compassionate visits – travel costs: $1,200/€1,000/£800
• Compassionate visits – living allowance costs: $155/€125/£100
• Crisis Assistance Plus™ Programme
International Health and Wellbeing
• Routine adult physical examinations: $600/€440/£400
• Cancer screenings
• Dietetic consultations
• Life Management Assistance programme
• Telephonic Wellness Coaching
International Vision and Dental
• Eye examination
• Spectacle frames and lenses: $310/€245/£200
Dental overall limit: $5,500/€4,300/£3,500
Refund percentages are up to the combined overall limit
• Preventative dental treatment
• Routine dental treatment
• Major restorative dental treatment
• Orthodontic dental treatment: 50% refund per period of cover
