Insurance Product Information Document – IPID
Έγγραφο Πληροφοριών Προϊόντος – IPID
What is insured?
An annual maximum plan limit of USD 4m/EUR 3.2m/GBP 2.5m
Treatment or monitoring of ongoing, recurrent and longterm conditions (also known as ‘chronic conditions’) are covered up to the annual maximum benefit limit
Hospital charges, medical practitioner and specialist fees are covered for in and day-patient treatment up to the annual maximum plan limit
Diagnostic procedures are covered for in, day and outpatient treatment up to the annual maximum plan limit
Renal failure and renal dialysis are covered for in-patient treatment up to the annual maximum plan limit and up to USD 100,000/EUR 80,000/GBP 62,500 for day and out-patient treatment
Organ transplant is covered up to the annual maximum plan limit
Cancer treatment is covered for in, day and out-patient treatment up to the annual maximum plan limit
Pregnancy and childbirth medical conditions are covered up to the annual maximum plan limit
New borns are covered within the first 30 days of their birth for in-patient treatment up to USD 125,000/EUR 100,000/GBP 78,125
Rehabilitation is covered up to the annual maximum plan limit per medical condition for in-patient treatment
Emergency dental treatment is covered for in-patient treatment up to the annual maximum plan limit
Psychiatric treatment is covered for in-patient treatment up to the annual maximum plan limit limited to 30 days
Terminal illness is covered for in, day and out-patient treatment up to USD 75,000/EUR 60,000/GBP 46,875 per lifetime
Emergency non-elective treatment in the USA:
o Accidents are covered for in and day-patient treatment up to the annual maximum plan limit
o Illnesses are covered for in and day-patient treatment up to USD 35,000/EUR 28,000/GBP 21,875. Out-patient treatment in Accident and Emergency Department of a Hospital up to USD 500/EUR 400/GBP 310
Evacuation and repatriation is covered up to the annual maximum plan limit
Out-patient charges are covered up to the annual maximum plan limit
Physiotherapy is covered up to the annual maximum plan limit
Day and out-patient surgery is covered up to the annual maximum plan limit
Out-patient psychiatric treatment is covered up to USD 5,000/EUR 4,000/GBP 3,125
Alternative therapies are covered up to the annual maximum plan limit
Routine dental treatment is covered up to USD 1,000, EUR 800/GBP 625
Complex dental treatment is covered up to USD 2,000/EUR 1,600/GBP 1,250